Health insurance

Health insurance

The reason of existance of the health insurance system is to enable its users to avoid local anomalies in ‘traditional’ healthcare such as long waiting lists or inconveniences of the healthcare environment. Not only can it improve a personal sense of comfort, but due to the faster diagnostic possibilities and the continuous monitoring possibilities, the diseases can be recognized at an early stage with further treatment and cure significantly more effective and efficient.

Comparing the options offered by bidding insurance companies and their service partners is a very complex task, and significant differences might be discovered in their content, to define some focus points might be important for easier navigation through them.

On the one hand, it is worth examining what service points and service locations are behind the given offer (whether the institution listed is located in our residential or work environment or not). Regarding this aspect the difference can be significant in each case, there are those who perform their services in their own institution (in a hospital built by them), many rent complete levels in state institutions, the structure and equipment of which are island-like, isolated from the building owner’s departments. In addition, it is good to know that there is a health insurance company that offers its care not only in Hungary, but also in Europe or even in the whole world too, so in the case of many diseases it implies the choice of doctor not only in Hungary, but also within a continent.

Five most important service areas of health insurance (among which the Insured choose freely with some restrictions):

– preventive screening;

– diagnostics;

– outpatient care;

– one-day surgery;

– and inpatient care.

If you would like to extend health insurance to your employees as a company manager, it is worth considering this type of fringe benefits (especially, among the skilled personnel) that may be one of the most significant retaining forces in the increasing competition of the labor market. In this case, it is important to know that according to the levels of the hierarchy, it is also possible to define more insurance levels for colleagues, and to give an extension choices for employees within the framework provided by the company. It is also important to note that direct family members of employees can join the insurance.